Up to £8.2 billion could be paid back across the market — FCA estimate
Find your agreement in secondsNo Win, No Fee*£829 average per claim (FCA estimate)SRA-regulated solicitors · Solicitors with 10+ years’ experienceFind your agreement in secondsNo Win, No Fee*£829 average per claim (FCA estimate)SRA-regulated solicitors · Solicitors with 10+ years’ experienceFind your agreement in secondsNo Win, No Fee*£829 average per claim (FCA estimate)SRA-regulated solicitors · Solicitors with 10+ years’ experienceFind your agreement in secondsNo Win, No Fee*£829 average per claim (FCA estimate)SRA-regulated solicitors · Solicitors with 10+ years’ experience
Recover My PCP
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Contacts

Contacts

Iridium Law Limited (trading as ADG Law) — SRA 813255

Need help with your claim?

Our friendly team is here to answer your questions and help you start your claim. Email us, or start your claim using the button below.

Email: info@recovermypcp.com

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Common questions

Who can make a car finance compensation claim?

You may be eligible if you took out car finance (such as PCP or HP) between April 2007 and November 2024 and the lender or broker received high or undisclosed commissions.

What type of car finance can be claimed?

Most claims relate to PCP (Personal Contract Purchase) and Hire Purchase (HP) agreements, including those taken out through dealerships or brokers.

What was wrong with these car finance agreements?

In some cases, lenders and brokers earned high commissions that were not properly explained to customers. This may have made the agreement unfair, even if the interest rate never changed.

How much compensation could I receive?

The amount varies depending on your agreement, the commission involved, and other factors. Some drivers could be owed hundreds or even thousands of pounds.

Does it cost anything to check or make a claim?

No. Checking your eligibility is completely free. If you choose to proceed, we work on a no win, no fee basis — you only pay if your claim is successful.

How long does the process take?

Timelines can vary depending on the lender and complexity of the case. Some claims are resolved quicker, while others may take longer, especially if legal action is required.

Do I need my car finance documents?

No. Our tool can help find your car finance agreements, even if you no longer have the paperwork.

Can I make a claim myself instead?

Yes, you can complain directly to the lender or the Financial Ombudsman Service for free. However, many drivers choose us to handle everything on their behalf and manage the legal process.